Jerry Staker
• Debt Repayment Strategist
• Commercial Credit Veteran
• Believer in Human Design
Who I Am
I care about people who carry pressure quietly—individuals, couples, families, small businesses, and even the institutions that serve them. For more than forty years, I’ve worked inside commercial banking, credit risk, loan workouts, and bank supervision. I’ve sat across from business owners during difficult seasons, watched lenders navigate rising credit risk, and seen how debt can reshape decisions, relationships, and futures long before the numbers reveal the full story.
What I've Built
I’ve built three systems for three different parts of the financial world. Tunabudget LLC helps individuals, couples, and families see their entire financial life in one picture and make better decisions under pressure. National Credit Awareness and Resolution Association, Inc. (NCARA) provides practical tools for small-business owners facing debt stress, downturns, and lender pressure, including borrower-authored repayment solutions. Credit Risk Management Advisory, LLC (CreditRMA) helps banks and commercial lenders understand credit risk, problem loans, regulatory risk ratings, and repayment solutions during difficult times.
What I Believe
My work is built around a simple idea: clarity changes what people can do. Whether I’m writing about debt and commercial credit, the remarkable design of the human body, or how people process information, I want people to see what they may not have seen before, understand how it really works, and then do something with that understanding. I believe human beings—and the systems we create—have structure, design, and purpose. Candor is part of that. Caring without honesty isn’t real care.
The Lighthouse I Build
I’m not trying to create noise or compete for attention. I’m trying to build a steady source of clarity for people who may someday find themselves in financial pressure, business uncertainty, personal struggle, or simply searching for a better understanding of the world around them. The books, practical tools, websites, and reels are all part of that lighthouse. A lighthouse doesn’t chase ships; it stands still and shines.Most people don’t announce when they’re drowning. They drift quietly. I want this work to be there when someone finally needs a light—a practical place to turn when the fog gets thick, the pressure rises, or the options begin to shrink. Not a sales pitch. Not noise. A signal that says: “You’re not alone. There is a way forward.”That is why the work is made to be accessible. The first book in every series is FREE, and the remaining books are just $0.99. Whenever possible, the practical tools are available at little or no cost.This work is meant to be used, shared, and passed along to someone who needs it. Not to be followed—but to be found.
Jerry Staker - Official Site